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Using claims management as a method to help consumers on low income

Peter Rott (UGent)
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Abstract
This chapter analyses the potential contribution of claims management companies (CMCs) in providing access to justice for consumers on low income. Traditionally, consumer law has not been regarded to be a public task, and public authorities are barely involved in protecting consumers. Claims management has traditionally been a service used by traders against consumers alleged not to have paid their bills, hereby causing much grief to consumers. German academics suggest that CMCs are mainly directed towards ‘economically weak’ consumers that would otherwise refrain from enforcing their claims. The availability of legal tech has improved access to justice for all consumers, including low-income ones, where no other effective and affordable mechanisms exist. Leaving aside the reluctance of welfare authorities to honour claims and assuming their desire to make correct decisions, the digitalisation of public administration could provide a more efficient way to protect low-income consumers.

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MLA
Rott, Peter. “Using Claims Management as a Method to Help Consumers on Low Income.” Vulnerable Consumers and the Law : Consumer Protection and Access to Justice, edited by Christine Riefa and Séverine Saintier, Routledge, 2020, pp. 226–43, doi:10.4324/9781003104650-14.
APA
Rott, P. (2020). Using claims management as a method to help consumers on low income. In C. Riefa & S. Saintier (Eds.), Vulnerable consumers and the law : consumer protection and access to justice (pp. 226–243). https://doi.org/10.4324/9781003104650-14
Chicago author-date
Rott, Peter. 2020. “Using Claims Management as a Method to Help Consumers on Low Income.” In Vulnerable Consumers and the Law : Consumer Protection and Access to Justice, edited by Christine Riefa and Séverine Saintier, 226–43. Routledge. https://doi.org/10.4324/9781003104650-14.
Chicago author-date (all authors)
Rott, Peter. 2020. “Using Claims Management as a Method to Help Consumers on Low Income.” In Vulnerable Consumers and the Law : Consumer Protection and Access to Justice, ed by. Christine Riefa and Séverine Saintier, 226–243. Routledge. doi:10.4324/9781003104650-14.
Vancouver
1.
Rott P. Using claims management as a method to help consumers on low income. In: Riefa C, Saintier S, editors. Vulnerable consumers and the law : consumer protection and access to justice. Routledge; 2020. p. 226–43.
IEEE
[1]
P. Rott, “Using claims management as a method to help consumers on low income,” in Vulnerable consumers and the law : consumer protection and access to justice, C. Riefa and S. Saintier, Eds. Routledge, 2020, pp. 226–243.
@incollection{8750142,
  abstract     = {{This chapter analyses the potential contribution of claims management companies (CMCs) in providing access to justice for consumers on low income. Traditionally, consumer law has not been regarded to be a public task, and public authorities are barely involved in protecting consumers. Claims management has traditionally been a service used by traders against consumers alleged not to have paid their bills, hereby causing much grief to consumers. German academics suggest that CMCs are mainly directed towards ‘economically weak’ consumers that would otherwise refrain from enforcing their claims. The availability of legal tech has improved access to justice for all consumers, including low-income ones, where no other effective and affordable mechanisms exist. Leaving aside the reluctance of welfare authorities to honour claims and assuming their desire to make correct decisions, the digitalisation of public administration could provide a more efficient way to protect low-income consumers.}},
  author       = {{Rott, Peter}},
  booktitle    = {{Vulnerable consumers and the law : consumer protection and access to justice}},
  editor       = {{Riefa, Christine and Saintier, Séverine}},
  isbn         = {{9780367204686}},
  language     = {{eng}},
  pages        = {{226--243}},
  publisher    = {{Routledge}},
  title        = {{Using claims management as a method to help consumers on low income}},
  url          = {{http://doi.org/10.4324/9781003104650-14}},
  year         = {{2020}},
}

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