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Determinants of household access to formal credit in the rural areas of the Mekong Delta, Vietnam

Duy Vuong Quoc UGent, Marijke D'Haese UGent, Jacinta Lemba UGent, Le Long Hau and Luc D'Haese UGent (2012) AFRICAN AND ASIAN STUDIES. 11(3). p.261-287
abstract
This paper investigates the factors affecting the access of rural individual and group-based households to formal credit in the Mekong Delta (MD), Vietnam. Poverty levels in the Mekong Delta have reduced significantly over the last decades, but in the rural areas they remain significant. If it is assumed that access to credit is a vehicle for poverty alleviation, it is necessary to assess how households decide on borrowing. This paper identifies the determinants of the decision to borrow and of the amount that is borrowed by using the double hurdle model and Heckman selection model. Data used in this paper was obtained from a survey of 325 rural households, conducted between May and October 2009. The results indicate that household's capital endowments, marital status, family size, distance to the market center, and locations affect the probability to ask for and amount of credit.
Please use this url to cite or link to this publication:
author
organization
year
type
journalArticle (original)
publication status
published
subject
keyword
individual and group-based lending, Double hurdle models, Formal credit, rural households, SAMPLE SELECTION, IMF PROGRAMS, MICROFINANCE, CONSUMPTION, MICROCREDIT, RESOURCES, ESTIMATOR, INDONESIA, MARKETS, MODEL
journal title
AFRICAN AND ASIAN STUDIES
Afr. Asian Stud.
volume
11
issue
3
pages
261 - 287
Web of Science type
Article
Web of Science id
000309308200001
JCR category
AREA STUDIES
JCR impact factor
0.389 (2012)
JCR rank
34/65 (2012)
JCR quartile
3 (2012)
ISSN
1569-2094
DOI
10.1163/15692108-12341234
language
English
UGent publication?
yes
classification
A1
copyright statement
I have transferred the copyright for this publication to the publisher
id
3048172
handle
http://hdl.handle.net/1854/LU-3048172
date created
2012-11-06 15:36:52
date last changed
2015-06-17 10:18:00
@article{3048172,
  abstract     = {This paper investigates the factors affecting the access of rural individual and group-based households to formal credit in the Mekong Delta (MD), Vietnam. Poverty levels in the Mekong Delta have reduced significantly over the last decades, but in the rural areas they remain significant. If it is assumed that access to credit is a vehicle for poverty alleviation, it is necessary to assess how households decide on borrowing. This paper identifies the determinants of the decision to borrow and of the amount that is borrowed by using the double hurdle model and Heckman selection model. Data used in this paper was obtained from a survey of 325 rural households, conducted between May and October 2009. The results indicate that household's capital endowments, marital status, family size, distance to the market center, and locations affect the probability to ask for and amount of credit.},
  author       = {Vuong Quoc, Duy and D'Haese, Marijke and Lemba, Jacinta and Hau, Le Long and D'Haese, Luc},
  issn         = {1569-2094},
  journal      = {AFRICAN AND ASIAN STUDIES},
  keyword      = {individual and group-based lending,Double hurdle models,Formal credit,rural households,SAMPLE SELECTION,IMF PROGRAMS,MICROFINANCE,CONSUMPTION,MICROCREDIT,RESOURCES,ESTIMATOR,INDONESIA,MARKETS,MODEL},
  language     = {eng},
  number       = {3},
  pages        = {261--287},
  title        = {Determinants of household access to formal credit in the rural areas of the Mekong Delta, Vietnam},
  url          = {http://dx.doi.org/10.1163/15692108-12341234},
  volume       = {11},
  year         = {2012},
}

Chicago
Vuong Quoc, Duy, Marijke D’Haese, Jacinta Lemba, Le Long Hau, and Luc D’Haese. 2012. “Determinants of Household Access to Formal Credit in the Rural Areas of the Mekong Delta, Vietnam.” African and Asian Studies 11 (3): 261–287.
APA
Vuong Quoc, D., D’Haese, M., Lemba, J., Hau, L. L., & D’Haese, L. (2012). Determinants of household access to formal credit in the rural areas of the Mekong Delta, Vietnam. AFRICAN AND ASIAN STUDIES, 11(3), 261–287.
Vancouver
1.
Vuong Quoc D, D’Haese M, Lemba J, Hau LL, D’Haese L. Determinants of household access to formal credit in the rural areas of the Mekong Delta, Vietnam. AFRICAN AND ASIAN STUDIES. 2012;11(3):261–87.
MLA
Vuong Quoc, Duy, Marijke D’Haese, Jacinta Lemba, et al. “Determinants of Household Access to Formal Credit in the Rural Areas of the Mekong Delta, Vietnam.” AFRICAN AND ASIAN STUDIES 11.3 (2012): 261–287. Print.