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Protecting borrowers through information and advice: the Belgian consumer credit act

Reinhard Steennot UGent (2011) Law across nations : governance, policy & statutes. p.305-319
abstract
The Consumer Credit Directive requires the creditor or the credit intermediary on the one hand to provide certain information and adequate explanations to consumers before they are bound by a consumer credit agreement and on the other hand to assess the consumer’s creditworthiness before the conclusion of the credit agreement. The aim of this paper is to discuss the transposition of the European Consumer Credit Directive into Belgian legislation. We will analyze the pre-contractual obligations – and their sanctions in case of violation - as applied by the courts/in legal practice. Also, we will examine whether the Belgian Act is compatible with the Consumer Credit Directive, the latter being based on the principle of targeted full harmonization.
Please use this url to cite or link to this publication:
author
organization
year
type
bookChapter
publication status
published
subject
book title
Law across nations : governance, policy & statutes
pages
305 - 319
publisher
International Association of IT Lawyers (IAITL)
ISBN
9788799138593
language
English
UGent publication?
yes
classification
B2
copyright statement
I have transferred the copyright for this publication to the publisher
id
1924190
handle
http://hdl.handle.net/1854/LU-1924190
date created
2011-10-11 14:44:17
date last changed
2016-12-19 15:39:22
@incollection{1924190,
  abstract     = {The Consumer Credit Directive requires the creditor or the credit intermediary on the one hand to provide certain information and adequate explanations to consumers before they are bound by a consumer credit agreement and on the other hand to assess the consumer{\textquoteright}s creditworthiness before the conclusion of the credit agreement. The aim of this paper is to discuss the transposition of the European Consumer Credit Directive into Belgian legislation. We will analyze the pre-contractual obligations -- and their sanctions in case of violation - as applied by the courts/in legal practice. Also, we will examine whether the Belgian Act is compatible with the Consumer Credit Directive, the latter being based on the principle of targeted full harmonization.},
  author       = {Steennot, Reinhard},
  booktitle    = {Law across nations : governance, policy \& statutes},
  isbn         = {9788799138593},
  language     = {eng},
  pages        = {305--319},
  publisher    = {International Association of IT Lawyers (IAITL)},
  title        = {Protecting borrowers through information and advice: the Belgian consumer credit act},
  year         = {2011},
}

Chicago
Steennot, Reinhard. 2011. “Protecting Borrowers Through Information and Advice: The Belgian Consumer Credit Act.” In Law Across Nations : Governance, Policy & Statutes, 305–319. International Association of IT Lawyers (IAITL).
APA
Steennot, R. (2011). Protecting borrowers through information and advice: the Belgian consumer credit act. Law across nations : governance, policy & statutes (pp. 305–319). International Association of IT Lawyers (IAITL).
Vancouver
1.
Steennot R. Protecting borrowers through information and advice: the Belgian consumer credit act. Law across nations : governance, policy & statutes. International Association of IT Lawyers (IAITL); 2011. p. 305–19.
MLA
Steennot, Reinhard. “Protecting Borrowers Through Information and Advice: The Belgian Consumer Credit Act.” Law Across Nations : Governance, Policy & Statutes. International Association of IT Lawyers (IAITL), 2011. 305–319. Print.